HVAC & Plumbing Financing in Phoenix

Call (602) 943-2000 or Complete the Form for a Service Quote

Get Financed Today!

Do you own your home and have a job?

Get a new HVAC unit today and pay later

Don’t stress over plumbing issues

Multiple financing plans to choose from


See What Our Customers Are Saying…

Javier in Phoenix Customer Review
5-stars
I will definitely keep doing business with ACE and recommend their services to everyone.
Javier PHOENIX, AZ
G'Ma Mesa AZ Customer Review
5-stars
The technicians that have come to work on my HVAC know their stuff and they care about the customer’s needs.
G’ma MESA, AZ
King in Glendale Customer Review
5-stars
Happy with the maintenance check-up on two units. Technician did his job; didn’t try to pressure me into anything.
King GLENDALE, AZ


ACE Home Services is here to help you with all your customer needs, including payments! Many homeowners fear the approach of Arizona’s unforgiving summers, which can cause old, worn-out units to breakdown. If you know you need a new unit, but can afford it, then it’s time you call your friends at ACE! We can help lower your power bills by equipping you with a new unit that keeps your home cool and comfortable, all within you budget! Whether you have bad credit, no credit, or have filed for bankruptcy, ACE has the right financing plan for you. Worried you application won’t get approved? ACE guarantees approval because we put our customers needs first. Call one of our pros today to learn about our different financing programs and payment plans that will work with your bank account. You can trust your place with ACE!

Am I Eligible for a Finance Program Offered by ACE Home Services?

Are you worried about whether or not you will qualify for either of ACE Home Services financing programs? ACE only has two simple requirements for eligibility:

  1. You Must Own Your House
  2. You Must Have A Job

Don’t be intimidated by low credit and high prices. Get started today on financing your own, brand-new HVAC system!

Arizona HVAC & Plumbing Finance Programs

We currently support two loan programs, Wells Fargo: Carrier® Credit Card and Microf: Rent-To-Own Program.

Wells Fargo: Carrier® Credit Card

Apply Online

Wells Fargo Financing - How it Works

Don’t have the cash on hand needed for a new unit? No worries! We can assist you in finding the perfect plan so you and your family don’t have to endure another unbearable summer. With the Wells Fargo Carrier® Credit Card, you can conveniently pay for you new Carrier® unit. Carrier® cardholders are given special offers and benefits throughout the year. This card is issued by Wells Fargo Financial National Bank and requires an approved credit score. If you are worried about your credit, ACE Home Services has alternate options that will work for you! For questions about this card, you can contact Wells Fargo Financial National Bank Customer Service at 1-800-459-8451.

Microf: Rent-To-Own Program

Apply Online

ACE Home Services is proud to team up with Microf. Microf offers an innovative rent-to-own program that enables customers with the opportunity to install a new, energy-efficient HVAC system in your home. It gets better: Microf offers up to 100% financing! We understand that bad credit can be a challenge when looking to improve your home. We will help you overcome these challenges, whether you have bad credit or no credit at all.

Microf’s financing is not like a traditional loan: there is no down payment or required credit score. All you have to do is fill out the application online. The application is simple and easy, and you will receive a response within 24 hours of submitting it online. Microf offers a range of payment options, from 23-month, 35-month, 47-month, or 59-month plans. In addition to this, a guaranteed purchase plan is also available! Mirof’s hassle-free franinacy will meet all your heating and cooling needs. It’s comfort, made easy!

For more information, visit our Microf page.

Have questions about our financing programs? Contact us today!